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Guide to Essential Money Tools
Healthcare Tools
Money tool - international health insurance
BUPA International
Safeguarding your health is one of the key decisions you must make when living overseas. Getting ill abroad can be no joke. International health insurance can provide you and your family with the reassurance about your health and care. It is important you know that you are fully covered no matter where you are.
Make sure you choose a scheme that gives you complete freedom of choice of the best specialists, hospitals and clinics and access to a 24-hour multi-lingual telephone line to offer advice and information on local healthcare arrangements.
You should also consider whether you would like to be covered for emergency evacuation and repatriation. If you travel a great deal, or live in some less developed parts of the world, it is vital that you have this cover so that you can get to the nearest centre of medical excellence to receive the treatment you need. It is also important to find out what you are covered for if you want to return home for treatment.
Study after study show that the amount of money you pay for health insurance can be the best money you will ever pay out. Cost and use of medical services vary significantly, but the Milliman Medical Index which researches the annual medical cost for a family of four in America, estimates it as $13,382, around £6,500. This far outstrips the cost of health insurance, where the price may be as low as a third of this. To safely move abroad getting appropriate medical arrangements in place must be a priority. Private medical insurance offers people peace of mind and the security and confidence to enjoy life overseas.